A fair dinkum guide to video poker pay tables online

Pokies get all the headlines in the Lucky Country, but video poker has quietly become the game of choice for Aussie punters who actually want a crack at the maths. The reason is simple: a video poker machine broadcasts its rules in plain English on the screen, right next to the cards. Yet most players still tap the deal button, throw a cheeky tenner in, and never bother scrolling to the pay table. That’s where the real money is made – or squandered.

This guide is about reading those tables the way a Melbourne bookie reads a race form. No fluff, no rabbit’s foot advice, no promises of a system. Just the bits of information that turn a casual flutter into a calculated one, plus how the top Aussie-friendly brands (Joe Fortune included) stack up when you put their pay tables side by side.

What video poker pay tables actually tell you

A pay table is the cheat sheet of the game. It lists every winning hand, from the humble pair of jacks right through to the royal flush, and shows exactly how many credits you collect for each combination. Sounds dry, but it’s actually the only place where the casino tells you the truth about its own game.

Look at the top of any Jacks or Better pay table and you’ll see the headline prize, usually 800 credits for a royal flush. Scroll down and you’ll notice the smaller payouts drop off at different rates depending on which game variant you’re playing. A full-pay version of Jacks or Better (often called 9/6 because it pays 9-for-1 on a full house and 6-for-1 on a flush) returns around 99.54% with optimal play. A short-pay version (8/5 or worse) can drop that return below 97%, which is a massive gap once you start clocking real hours.

That single line at the top of the table is doing more work than most players realise. When you see “9/6 Jacks or Better” you’re basically reading the contract between the casino and your wallet. Change those two numbers and the contract changes with them.

Why pay tables vary wildly between Aussie-friendly sites

Here’s something that surprises plenty of first-timers: the same-named video poker game can have a completely different pay table from one site to the next. A “Jacks or Better” at one operator might be 9/6, while a competitor runs the same name at 7/5. The software might look identical, the cards look identical, but the long-term return is miles apart.

In Australia, the Interactive Gambling Act 2001 makes it tricky for locally licensed operators to offer real-money online casino games, so most Aussie players end up at offshore sites. Those sites compete fiercely for the same pool of punters, and pay tables are one of the few areas where they can genuinely differentiate themselves. A site that ships full-pay 9/6 Jacks or Better is essentially saying, “we trust you to do the maths.” A site running 6/5 is hoping you won’t.

The other wrinkle is software providers. RealTime Gaming, Microgaming, Betsoft and a handful of boutique studios each ship their own versions of the classics. Some of them refuse to license anything below 9/6 because it would damage their reputation with grinder communities. Others happily offer the short-pay variants because casual players notice the bigger progressive jackpot at the top and ignore the skinny payouts lower down.

The maths behind full-pay vs short-pay games

Video poker is one of the rare casino games where the house edge isn’t a fixed policy – it’s a published number, embedded in the pay table, and you can calculate it yourself with a hand calculator. Each hand combination has a probability, and when you multiply the probability by the payout, you get the contribution to the overall return. Add them all up and you have the theoretical return.

The royal flush is the awkward one. It only lands about once in every 40,000 hands, but it pays so much that it carries roughly 2% of the game’s return on its own. That’s why short-pay games often gut the full house and flush payouts instead of the royal – the designers know the royal is the marketing hook, so they leave it alone and squeeze you everywhere else.

The classic 9/6 versus 6/5 Jacks or Better comparison is the textbook example. The full-pay version returns about 99.54%. The 6/5 version – same game, same royal, same four-of-a-kind payouts – returns closer to 95%. Lose 4.5% of long-term return, and you haven’t even changed the experience. The cards still flip the same way. It’s the kind of trick that would make a Carlton supporter spit out their meat pie.

How to read a pay table like a seasoned punter

Old-school Melbourne poker rooms have always had a crowd of grinders who sit down, order a long black, and study the rule sheet before putting a chip on the felt. Online video poker rewards the same kind of patience, but most people skip it.

Start with the flush and full house. Those two numbers tell you almost everything. If you see 9/6, you’re looking at a full-pay game. If you see 8/5, you’re looking at a short-pay version with a house edge that’s roughly 1.5% higher. If you see 7/5 or 6/5, walk away. The top of the pay table might promise a fat royal, but the body of the table is where the casino makes its money.

Next, check the four-of-a-kind payouts. Some variants pay 25-for-1, others pay 40-for-1, and “Bonus Poker” titles pay different amounts depending on which rank you hit. The difference adds up to another 0.5% or so in expected return. Then look at the two pair and three-of-a-kind payouts. They’re usually fixed, but every now and then you’ll find a game that pays extra for a specific bonus hand, which is where you can squeeze out a small edge.

Finally, read the smaller text. Most pay tables include a line about the gamble feature, the double-up option, or whether the game uses a 52-card deck or one with a joker. Wild card games (Deuces Wild, Joker Poker) have completely different optimal strategies, and a pay table that looks generous might actually be balanced by a bigger deck.

Common traps and how pay tables hide the house edge

The biggest trap in video poker is the assumption that all Jacks or Better games are the same. They aren’t. A square-eyed punter at Crown Melbourne’s gaming floor will notice that the same machine on the same floor can have different pay tables, and the ones near the entrance typically have worse returns than the ones buried in the back corner. Online, the same trick works in reverse – the most prominent games in the lobby are often the short-pay versions, while the better-paying titles are tucked away in a “classic” or “high-payout” tab.

Progressive jackpots are another minefield. When a royal flush pays more than the standard 800 credits, the rest of the pay table usually shrinks to compensate. A “Super Aces” progressive might pay 5,000 credits for hitting four aces with a kicker, but it’ll quietly dock the flush payout to 5-for-1 to keep the math balanced. That sounds technical, but it’s the difference between a 99% game and a 96% game, and you won’t notice it by eye.

There’s also the psychological side. Quick-hit variants like “Bonus Poker Deluxe” or “Double Double Bonus” splash bonus payouts across the table, which feels generous but adds variance. You’ll see more four-of-a-kind hands get paid nicely, but you’ll also lose more hands in a row waiting for them. That’s not a reason to avoid them – higher variance is fine if your bankroll can handle it – but it’s a reason to know what you’re signing up for.

Gambler’s fallacy is the oldest superstition in the book. A punter convinced that a flush is “due” after twenty dry hands is making a basic statistical error. Each deal is independent, and the deck doesn’t remember. Understanding randomness is the antidote to gambler’s superstition, and once you internalise that, the pay table stops being a mystery and starts being a roadmap.

Where Joe Fortune and friends sit on the market

Picking an Australian-friendly video poker site is half common sense, half reading the small print. A handful of offshore brands have built reputations for shipping fair payout schedules, steady withdrawal times, and decent customer service. Joe Fortune has long been talked about in Aussie forums as one of the more consistent operators for video poker, with a stack of full-pay variants and a long-running presence in the market. The brand is licensed in Curaçao, accepts AUD directly, and runs the kind of RTG-powered Jacks or Better and Deuces Wild titles that hold up under a calculator.

For a quick comparison, here’s how the well-known names stack up for video poker pay tables:

CasinoSoftwareBest variant availableApprox. return
Joe FortuneRTG9/6 Jacks or Better~99.54%
IgnitionRTG/Rival9/6 Jacks or Better~99.54%
PlayamoMultiple9/6 Jacks or Better~99.54%
BetchanMultiple8/5 Jacks or Better~97.30%
Woo CasinoMultiple8/5 Jacks or Better~97.30%

The numbers above reflect the best paying variant on each site, not the average. Even Joe Fortune runs some short-pay games in its lobby, so the trick is knowing which tab to click on. The site also tends to publish its full return percentages in the help section, which is more than you can say for plenty of competitors.

If you’re chasing a starting bonus to grind the tables with, jeetcity no deposit bonus codes are worth browsing before you chuck your own dosh in. Most no-deposit deals cap your winnings low, but they’re a fair way to test a pay table before committing.

Using pay tables to stretch your bankroll

Once you’ve found a full-pay game, the next step is playing it with the right strategy. Video poker has a published optimal strategy for every variant, and most of them are free to download. The Jacks or Better chart is the simplest – hold any pair, hold four to a flush, hold three to a royal – and you can memorise it in an afternoon. Deuces Wild charts are chunkier, but the principle is the same.

Bankroll management is the boring part that wins the long game. A common rule of thumb is to bring at least 200 max-bet units to a Jacks or Better session. If you play 5-credit max bets, that’s 1,000 credits, or $100 if you’re playing dimes. That gives you enough runway to ride out the variance and still hit the occasional royal flush, which is where the real money comes from.

Quarterly industry reporting on the Australian gambling sector suggests video poker makes up a small but steady slice of online casino revenue, with most of the action concentrated around classic variants. The takeaway is that the game’s longevity keeps the pay tables honest – operators know that grinders will eventually spot a short-pay game and move on, so the worst offenders get weeded out by the market.

Finally, keep a session log. Write down which game you played, the pay table, the number of hands, and the result. After a few weeks you’ll have a personal sample size that tells you whether your chosen game is actually delivering the expected return, or whether variance has been a bastard. That’s how the Melbourne and Sydney grinder crews do it, and it’s the closest thing to a winning edge that video poker actually offers.

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